Mazda Leases & Loans in Cincinnati, OH
At Kings Mazda, we make it easy and affordable to get behind the wheel of your dream Mazda. Our finance center at our dealership in Cincinnati offers a variety of flexible financing and lease options for both new and pre-owned Mazda vehicles. Whether you're looking to buy or lease, our experienced finance professionals will work with you.
Finance a New or Used Mazda
When you choose to finance your new or pre-owned Mazda, you're gaining full ownership of the vehicle. We offer competitive interest rates and terms on our car loans for qualified buyers in and around the area, including Mason, Ohio. Your monthly payments will be determined by the vehicle price, down payment amount, interest rate, and length of the loan term. Start your financing journey using our online application, which you can start from the comfort of your home in Loveland, Ohio.
There are benefits to both financing a new or used vehicle. New Mazdas come with full manufacturer warranties and the latest features. Used vehicles can often provide many of the same amenities as new models at a lower price point. We carry a great selection of Certified Pre-Owned Mazdas that have passed a rigorous 160-point inspection to ensure quality.
Lease a New Mazda
If you prefer to drive a new car every few years while enjoying lower monthly payments, leasing a Mazda may be the better choice for you. When you lease, you're essentially renting the vehicle for an agreed upon length of time, typically two to three years. Monthly lease payments are usually lower than loan payments since you're paying for the depreciation of the car during the lease term rather than the full price.
Leasing also provides the flexibility to easily upgrade to the latest Mazda models with the newest technology and safety features when your lease is up. However, lease agreements do come with certain restrictions, like mileage limits and wear-and-tear guidelines, that you should carefully consider.
Trade in Your Used Vehicle
Do you have a used car you'd like to trade in towards your new or pre-owned Mazda? Kings Mazda gladly accepts trade-ins and will provide you with a fair-market appraisal value that can be applied to your down payment.
Car Financing FAQs
Should I buy or lease a new car?
The decision to buy or lease depends on your individual preferences and financial situation. Buying allows you to own the car outright and sell it later, but usually has higher monthly payments. Leasing provides lower payments and more frequent vehicle upgrades, but has mileage restrictions. Consider your driving needs and budget to determine the best option for you.
How long is a typical car loan?
Car loan lengths vary, but the most common terms are 36, 48, 60, and 72 months. A longer loan term will have lower monthly payments, but you'll pay more in interest over time. A shorter term has higher monthly payments but less total interest.
I've had credit issues in the past. Can I get financing?
Yes, Kings Mazda works with a variety of lenders to secure financing options for customers with all types of credit, including those with less-than-perfect scores.
Can I finance a vehicle without a down payment?
While a down payment isn't always required, it is recommended. Putting money down on your new or used Mazda will lower the total amount financed, which reduces your monthly payment and total interest paid over the life of the loan. Aim to put down around 20 percent for a new car and 12 percent for a used vehicle, if possible.
Finance or Lease a New Vehicle at Kings Mazda
When you are ready to bring home a new or used vehicle, visit Kings Mazda. Our friendly staff will help you throughout the entire car buying process. From trading in your vehicle, test driving one of the vehicles on our lot, to financing and leasing, we've got you. Visit our dealership today in Cincinnati, OH.
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Kings Mazda
4544 Kings Water Dr
Cincinnati, OH 45249
- Sales: 513-717-5171
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